Got A Dream? Well It’s Gonna Stay One Unless… »
Everyone has dreams, right? And most of these dreams require money in order to come true. Even if your goal is to join the Peace Corps, you still need money to help pay off your debts and help support your family while you get philanthropic overseas.
There is no way you are going to reach any [...]
What the hell is: An Option? »
If you’ve been around investors or financial advisors, you may have heard about something called an option. Options are contracts on stocks that can guarantee a buy or sell price. Option contracts are made between investors. They have a cost (called a premium) and they can be exercised by the buyer once the stock that [...]
Why Are You Frugal? »
In our trend obsessed society, it’s sometimes easy to adopt a system of beliefs because… well… everyone else is doing it.
Think about it, going green is easier now that it’s popular because everyone is selling green grocery bags, recycle bins, home composters and rain barrels. But when “going green” falls out of favor it will [...]
6 Sure Signs Your New Year’s Budget Will Fail »
I’m sure many of you have a new budget for 2010…or maybe you just revived your unused budget from 2009 and dusted it off. Either way, January begins a new month for the management of your money.
While some people will stick to their budget this year and emerge in 2011 more financially stable, the majority [...]
What the hell is: CDSC? »
I love acronyms. They make everything seem so much fancier than it really is. I feel more important when I use acronyms. Then, when I see the look of fear and confusion in the eyes of the person I’m speaking to, I feel so powerful. I roll my eyes and sigh, and then go on [...]
Your questions answered: What’s the Difference Between Exchanges? »
I have a question! What’s the different between S&P, NASDAQ and all those other exchanges?
Jennifer
Hi Jennifer,
Your question is a great one, possibly for more reasons than you know.
First, exchanges are places where stocks get traded–like the New York stock exchange, London exchange, etc. Now, the Nasdaq is an exchange, but the S&P is not. I [...]
What’s the Diff Between: A Corporate Bond & a Muni Bond? »
I should preface this with letting you know that bonds are debt instruments. When you buy a bond–both corporate and muni, you are lending the company or government entity money in return for interest (also called coupon or yield) and repayment of the purchase price upon maturity.
When you buy a corporate bond, you are loaning [...]
Your Questions, Answered »
Hey Yo,
This question has been eating at me for over a year. I got laid off in February 2008 and ended up with a 403(b) with approximately $2500 in it. The money is sitting in some account managed by people called ————. It’s just sitting there and when I get my statements I see that [...]
Fear Based Investing »
There is a joke in the industry about the small investor. They have a tendency to buy high and sell low–exactly the opposite of what they should be doing.
Why would they do such a thing? In one word: Fear.
The small investor (yeah, that’s you and me) is often afraid that they are missing out on [...]
What the hell is: Selling Short? »
I read an article yesterday about how now–yes, right now–is a great time for short selling. Now, I’m not a real big stock market analyst or timing advisor, so I’m not going to say whether or not I’m bearish about the market. What I’m going to do is explain the long and short of short [...]
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6 Sure Signs Your New Year’s Budget Will Fail
What the hell is: CDSC?
What’s the Diff Between: A Corporate Bond & a Muni Bond?
Fear Based Investing
What the hell is: Selling Short?